The biggest concern these days happens to be financial woe. House prices are getting every time low, and there are countless families who cannot handle their mortgages, gas prices, and energy and grocery bills. With the mounting financial crises there seems to be no way to get a Stop foreclosure. The last resort relies in hiring a bankruptcy lawyer. However, you can completely avoid the situation by tightening up your belts.
Devising and following a plan to control your budget is not so difficult. However, the problem arises when the parents have to explain to their ever-demanding and fashion conscious kids. The teens having the dreams of out-of-state college or a new car are more difficult to handle.
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What to Say?
The biggest problem is what to tell your kids and how to say it so that the child really understands. The most important thing is that you have to be honest with your kids but in the process, do not tell them more than what they need to know. Of course that is a decision for you to make, keeping in view the age of the child.
Be careful not to overload a bigger child with too many details as this can really scare him for his future planning. Keep it brief and clear that why are you making changes to the family budget. This is, however, not as easy as it may seem because many kids are brand and consumer aware these days so they find it hard to give up their treats or activities instantly.
Of course the kids would not be volunteering easily so what you can do is offering some incentives to get kids on board. This way, you will be encouraging the budgeting behavior in them. If you know exactly what to say and how to put it then surely you can make a better influence. Understanding the psyche of your child will further make the explanation easier for you.
With your child whining for presents and toys, it is hard to keep cool. Of course, you are struggling hard to keep the family smooth but you are stressed out due to the mounting financial pressure. Take some time out, take a deep breath and stay calm. Do not just start yelling at your child as this will make him rebellious and worsen the situation. Tell him that you will explain the situation later and make sure you do it.
Sometimes, it is good to overlook some pleas so that you can set limits for your child. You are not actually depriving him but teaching a valuable lesson by delaying gratifications. You know very well that the health of your child is more important than his demands.
Whenever, you are ready to explain the situation calmly, tell your child that you cannot get them for him rite now. However, you can keep that demand in the priority list to offer as a present on the next birthday. Meanwhile, you can keep your child motivated with some short-term rewards such as stickers or some tokens.
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